5 Things to Consider When Buying a Home

A large two-story home, surrounded by hedges, sits behind a large front yard. A For Sale sign is in the bottom left corner.

You did it! You secured your VA Home Loan, and now you’re ready to shop around…but do you know what you’re looking for?
Buying a home is a huge commitment, and there are a lot of factors to take into consideration while shopping. With nearly half of homebuyers experiencing regrets after their purchase, the last thing you want to happen after you get those keys is to realize you forgot something during your hunt for the perfect home!
Here are just a few things to take into consideration when making the big decision!

Family Size

How many people do you have living in your home? Is that number likely to increase in the near future? Do you have or want pets that you will need to accommodate?
These are just some of the first questions you should think about when looking at the size of your future home. After making sure you have enough space for all of your family, there are more details to look at:

  • Are there enough bathrooms?
  • What are the zoning laws if you need/want to expand?
  • Do you want a spare room for an office, library, or guest room?

The number one regret of homebuyers is not buying a big enough home. By planning ahead, you can make sure you have enough space for all of your loved ones!


It may seem like a no-brainer, but your location is so, so very important! When looking at the locations of potential homes, a few factors to consider include:

  • Is it a safe neighborhood?
  • Is the commute manageable? Is the time likely to increase, and is that a problem?
  • (If you have children…)What kind of school district is it in?
  • Does it have nearby amenities like parks and a good gym?

Being realistic about these factors can make or break the location of a home. You never want to buy a home for its short commute only to have it multiply tenfold within five years when you hadn’t expected that kind of time extension.

Personal Needs

Recognizing your family’s needs and wants when buying a home is important. If you have an active family or a dog, having at least one big yard is a requirement for your home. If you cook a lot, having a well-planned kitchen is key. Do you enjoy entertaining? A large living and dining area is a must.
Another need that a lot of people forget to take into account is storage availability. Is there built-in shelving? Are there enough closets? Do you have a garage, a driveway, or street parking?

How Much Work Is It?

Are there “just a few” improvements you feel the need to make to create your perfect home? Is it as simple as adding a little paint or building a fence for your yard? Make sure you don’t bite off more than you can chew with the renovations! Even DIY fixes can add up, and when you need to call in professionals for plumbing, wiring, and repairs, those costs can add up quickly. Different rooms come with different costs, so knowing what those are can be critical.
Kitchen renovations are especially difficult and expensive; not only do you want to make sure plumbing and wiring are done correctly, but you also face the extra cost that you likely have only one kitchen, so will need to find other meal alternatives until the room is completely finished. Factoring these costs into your initial home budget is essential if these are changes you feel need to be made for you to be happy in your home.

Do You Love It?

Finally: if you do not love your home and see potential in every corner, then it may not be the home for you. The housing market can be scary sometimes, especially with how quickly things are going in Boise, but taking your time to find the right home can mean the difference between the perfect home and major regrets you just can’t change. Don’t let the market bully you into buying too soon; but also know that if there’s a home you love and it meets all your needs, including your budget, you should put in an offer. You never know if that chance will come again!

By taking into account all important factors when buying a home, you can be sure to avoid the biggest mistakes other homebuyers have made when making their decision. Remember: it’s your home, and it’s never been easier to afford than with a VA home loan!

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