The Military Spouses Guide to VA Loans

Piggy bank with a mask covering its snout and some coins stacked up in front of it.

This article is meant to give some guidance to the military spouses who are responsible for going through the home buying process while their significant other is away.

Yes, Military Spouses Can Obtain VA Home Loans

When many people think of obtaining a VA loan, they assume you have to personally be in the military to get one. The truth is that military spouses are actually able to cosign on a loan and can help the couple qualify for a larger loan! While the non-military spouse can co-sign, the loan still operates just like any other loan. The VA itself does not have a minimum credit score for a loan, however most lenders do. If you are a veteran, active duty, or military spouse looking to improve your credit score, you can contact the Veterans United’s Lighthouse program. It’s a program devoted to:

  • Identifying and correcting errors or credit reports
  • Educating you of the steps you can take to improve your credit score
  • Developing goals to ensure you can reduce the debt you owe

The best part about it? It’s available at no cost to you!

If you are a military spouse wondering about your eligibility for a loan, VA Home Loans Idaho is more than ready to answer any questions you have.

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