VA Loan Refinancing

Use the resources below to learn more about Veterans Affairs loan refinancing

Start your quote for a VA Home Loan

Refinancing Options

The VA Loan program allows qualified, current homeowners to take advantage of lower rates in order to have an overall lower monthly payment. If you are in need of home improvement or some extra help paying off auxiliary debts, a VA refinancing can help you obtain the funds you need, when you need them.

Main Programs

The VA offers two main programs to help military homeowners reduce their rates and make ends meet.

Streamline Refinance

For those looking to lower their interest rates and payments, the VA offer a Streamline refinance to help uncover significant savings for military homeowners.

Cash-Out Refinance

If you are more interested in cashing in on some of your home’s equity for home improvements or for an emergency, the Cash-Out Refinance can put funds in your pocket for whatever needs arrise.

Get Today's VA Home Loan Rates!

The Team

We have an amazing team that is not only well qualified in helping with refinancing and home loans but also understands on a personal level what it is like to be a part of the military lifestyle. Get to know each team member below!

Heidi Todd

Mortgage Loan Officer

As the wife of a retired member of the United States Air Force, I have a great appreciation for those who serve and their families. It gives me great pleasure to assist military members and their families with their home loan needs. I look forward to helping you become a homeowner or assisting you with a refinance. My team and I will work hard to make the process a smooth one!

Gina Aguilera

My husband is currently serving in the United States Army. I am a Family Readiness Group Leader for the unit that my husband is presently Company Commander. I enjoy working with service members and their families, helping them to achieve their dreams of owning a home or refinancing their current mortgage to improve their financial situation.

NMLS ID #117812

I am authorized to conduct business in the state of Idaho. Branch NMLS ID 1660690